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Benefits

Last Updated on: Tuesday, 14 Nov 2023


Benefits

Benefits At A Glance Comprehensive Care, Convenience, Choice, all at the same time!

EFU Health takes pride in offering high quality insurance plans for your staff. With EFU Health taking care of their health, you can enjoy extra peace of mind.


We cover healthcare through our network of hospitals, where your staff and their dependent family members will receive the most appropriate treatment. And we even have the systems in place to make the process simple and transparent.


We offer you choice and flexibility to choose amongst the following six different plans.


Benefit Description A B C D E F
Suggested Eligibility Criteria

Hospital Care

Pays for expenses incurred during hospital stay up to the Per Annum Per Insured Limit
CEO & Directors Departmental Heads Middle Management Clerical Staff Non-Clerical Support staff
• Overall Maximum Annual Limit Per Person 150,000
100,000
75,000
50,000
35,000 25,000
• Daily Room & Board Sub-Limit 19,000
6,950
5,160
2,500
1,500 1,000
• Intensive Care
• Surgeon’s Fees
• Anaesthetist's Fee
• Operating Theatre Charges
• Prescribed Medicines Used During Hospital Stay
• Blood and Oxygen Supplies
• Ventilators and Allied Services
• Kidney Dialysis & Cancer Treatment
• Daycare Surgeries / Procedures (including Endoscopy, Angiography, Dialysis etc.)
• Diagnostic Investigations conducted during hospital stay
• MRI, CT Scan , Thallium Scan, PET Scan (specialized investigations covered as OPD)
• Organ Transplant
• In-Hospital Consultation
• Fractures and Lacerated Wounds
• Local Ambulance (in Emergency from home to hospital within the same city on reimbursement)
• Pre & Post Hospitalization
(OP Expenses covering Consultations, Medicines and Diagnostic Tests 30 days before and after hospital confinement)
OPTIONAL BENEFITS
Major Medical Care
Additional Annual Limit Per Insured (Enhances the annual limit of Hospital Care for each insured) 450,000 300,000 250,000 200,000 150,000 125,000
Maternity Care
Pays for medical expenses related to Pregnancy and Childbirth. All Maternity related expenses are payable from Maternity Limit
Normal Delivery 130,400 83,500 59,500 30,000 20,000 15,000
Caesarean Section /Multiple Births / Assisted Deliveries 246,000 174,400 133,450 60,000 40,000 30,000
Outpatient Care
Annual Limit Per Family 25,000 20,000 15,000 10,000 7,500 5,000

Why Insure

Globalization of the economy, employee mobility, high cost of employee replacement, and the need to ...

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Benefits

EFU Health takes pride in offering high quality insurance plans for your staff. With EFU Health ...

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Exclusions

The following Treatments, events, conditions, activities and their related or consequential expenses ...

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Value Added

EFU Health is the only company in Pakistan with the resources to deliver an effective ...

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FAQ

Frequently asked questions which are asked my our clients.

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